Mintos Review: Peer to Peer Lending
Mintos is a peer-to-peer lending marketplace that connects investors with borrowers of non-bank lenders. It is an easy and transparent alternative to the traditional banking system. At Mintos, both retail and institutional investors can invest in fractions of loans originated across Europe. Currently, Mintos offer the opportunity to invest in mortgage loans, personal unsecured loans,car loans, invoices, and small business loans. The minimum investment in one loan is EUR 50.
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Bertrand Martine a ajouté une nouvelle photoBonjour Monsieur et Madame
Vous avez besoin d’un prêt pour finir avec vos dettes et sortir de l’impasse ou peut-être pour achever votre maison. Peu importe vos soucis, je peux vous aider à retrouver votre sourire. Laissez – moi savoir vos besoins et vous satisfaire dans les 72 heures. Le taux d’intérêt annuel est de 2% et ce prêt est accordé à toutes personnes honnêtes. je suis disponible à vous faire des prêt valable de 1000€ à 900000€ .Je suis disponible à satisfaire mes clients Veuillez juste me contacter par mail
E-mail :
martinebertrand124@gmail.com
martinebertrand124@gmail.com
Pas de sérieux s’abstenir.
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BERTRAND MARTINE -
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canythould43 a répondu à Already invested in Mintos?Mintos reports a profit for 2022 Mintos' total comprehensive income in 2022 amounted to EUR 188 thousand, up from a loss of EUR 2.501 million in 2021. -
Ringerra a répondu à Already invested in Mintos?Too many outstanding payments and chargebacks. No/ very little information on how to deal with Wowwo and other defaulting lenders. Lower interest rate
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Daredevil a répondu à Already invested in Mintos?I was very happy until the war in Ukraine started. Despite the fact that it had very few investments from Russia and Ukraine, from that moment on it b
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canythould43 a répondu à Already invested in Mintos?Mintos advertises a 12% rate, while investing in relatively safe loans issued by established loan originators without taking huge currency risks would
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canythould43 a répondu à Buyback questionSo if you are diversified across 1,000 loans at Mintos and all have a buyback guarantee from one loan originator, is it reasonable to view it as an in
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runted a répondu à Buyback questionIts a guarantee from the loan originator. Essentially it makes your investment a direct loan to the originator. Keep in mind that you are relying on t -
himeed49 a démarré une nouvelle discussion Buyback questiondoes a buyback guarantee mean that the loan is transferred onto the balance sheet of Mintos (or is it the loan originator?) ... -
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Seeking personal loan. € 5000. No fees for creating the loan ! No fees for transfer the loan ! -
canythould43 a démarré une nouvelle discussion Mintos launches high-yield Fractional Bonds for retail investorsMintos announce the launch of high-yield Fractional Bonds. This offering opens up the world of fixed-income securities to retail investors in Europ ...
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canythould43 a démarré une nouvelle discussion Eleving Group obtains ExpressCreditEleving Group, namely its group entity AS Eleving Finance, has obtained EC Finance Group Ltd., better known as ExpressCredit. As a result of the t ...
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canythould43 a démarré une nouvelle discussion Mintos originator ID Finance sees portfolio hit €50mMintos originator ID Finance Spain saw its portfolio surpass the €50m mark in the first quarter of this year, representing a five per cen ...
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canythould43 a démarré une nouvelle discussion Mintos upgrades 18 originators’ risk scores in first quarterMintos has upgraded 18 of its originators’ risk scores and downgraded 10 others, in its first-quarter risk score update. However, the ...
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canythould43 a démarré une nouvelle discussion Mintos investors earned €3.9m in interest in JuneMintos saw €88m worth of notes funded in June, while investors earned €3.9m in interest. ...
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canythould43 a démarré une nouvelle discussion Mintos originator Zenka acquired by Sun FinanceMintos originator Zenka has become part of Sun Finance, after the latter acquired a majority stake in the Kenyan lending company. The European ...
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canythould43 a démarré une nouvelle discussion Mintos recovered €10.4 M from Revo in Russia & lost €5.5MThe P2P lending marketplace managed to recover €10.4 million from the lending company Revo Technologies in Russia, representing 65% of the ...
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canythould43 a démarré une nouvelle discussion Mintos reports a profit for 2022Mintos' total comprehensive income in 2022 amounted to EUR 188 thousand, up from a loss of EUR 2.501 million in 2021. Income was largely the result ...
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Mintos reports a profit for 2022
Mintos' total comprehensive income in 2022 amounted to EUR 188 thousand, up from a loss of EUR 2.501 million in 2021. Income was largely the result of stable net commission income. -
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Restructured amounts for ID Finance have been extended
ID Finance is onboarding new investors who will provide $15 million USD equity investment, €20 million debt investment into the Spanish entity, and up to €7 million debt investment into the Mexican entity. As the onboarding of investors requires approval by regulators, the company won’t be able to cover the restructured pending payments of €18.3 million by 31 December 2022 as initially agreed. Considering this situation, Mintos agreed to pr -
canythould43 a posté(e) un nouveau lienMintos reaches half a million registered users | Mintos Blog https://www.mintos.com No description
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TASKREDIT has joined Mintos. TASCREDIT a secured car loan lender from Kazakhstan. The company’s loans in euro (EUR) and Kazakhstani tenge (KZT) are now available on Mintos with a B- Mintos Rating and with expected annual returns of up to 11% (loans in EUR) and up to 17% (loans in KZT).
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canythould43 a ajouté une nouvelle photoEuropean peer-to-peer lender Mintos has valued itself at more than €100m (£84.5m) as it marks taking a 40 per cent market share of P2P lending on the continent. Figures from data company Brismo shows there was €6.36bn of P2P lending financed in Europe during 2019, of which €2.58bn was invested through Mintos.
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The number of new investors joining Mintos was almost 150% higher in 2019 than in 2018. In total, last year investors on Mintos earned EUR 45 million in interest. On average, a single Mintos investor has an outstanding balance of EUR 4 725 invested across 241 different loans.
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canythould43 a ajouté une nouvelle photoAfter reaching the first billion euros funded in loans on Mintos in August 2018, the next three milestones came in 2019: EUR 2 billion of loans funded in April, EUR 3 billion in August, and EUR 4 billion in November. This impressive growth rate illustrates not only demand for the Mintos service, but overall growing interest in investing in loans among individual investors globally.
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Mintos Invest & Access Seems to Have Left Normal Market Conditions for the First Time Leaving Some Investors Surprised | P2P-Banking https://www.p2p-banking.com No description
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Over the last few months Mintos has also made several announcements in respect of another lender – Aforti Finance. This is another lender that has effectively defaulted by not passing on all the payments that were due to investors.
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Mintos has announced that it is issuing a notice of default against one of its lenders – Rapido. The background to this is that Rapido had run out of cash and stopped making the cash remittances to Mintos investors that it was legally required to. The notice of default is a legal procedure but essentially the result of this will be most likely that Rapido is forced to either pay all the funds due immediately, or be forced into insolvency.
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canythould43 a démarré une nouvelle discussion Already invested in Mintos? IAlready invested in Mintos? If so, share your impressions below. Are you happy with Mintos ? Have you encountered an issue that other investors sho ...
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The secondary market of Mintos is huge, almost as big as the primary market. Many investors choose to invest in loans or buy loans that other investors have at a discount.
If you want to sell a loan so you can get your invested money back, you can do it in the secondary market . To do this you will probably need to sell your loan at a small discount to attract buyers. -
The majority (over 99%) of Mintos loans are covered by a buyback guarantee . Each platform defines differently the guarantees it provides in case the borrower fails to repay the loan. Specifically, Mintos stipulates that if the borrower fails to pay the projected monthly installment for 60 days the loan originator will intervene and compensate the investor with the invested capital + interest for the period the investor had invested in the loan, including 60 days overdue.
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Mintos is a fast growing company with offices in Riga, Warsaw and Mexico City, and soon in other countries.
Mintos is the leader of P2P platforms in Continental Europe with a market share of 38% according to the data AltFi . Less than three years after its launch, Mintos reached profitability in 2017 with revenue of € 2.1 million and a net profit of € 196,000. -
canythould43 a ajouté une nouvelle photoMintos is a Latvian P2P platform with investors worldwide. The platform was launched in January 2015 and today offers loans from 58 loan originators to more than 120,000 investors from 70 countries. Loans worth more than € 1.9 billion have been financed since it started.
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canythould43 a démarré une nouvelle discussion Metrokredit no longer issues new loansMetrokredit, a loan originator that joined Mintos in July 2018, temporarily has stopped issuance of new loans to borrowers. The existing investors ...
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canythould43 a posté(e) un nouveau lienMetrokredit, a loan originator that joined Mintos in July 2018, temporarily has stopped issuance of new loans to borrowers. The existing investors will not be affected by this event, Metrokredit will continue serving existing loans, and investors will continue receiving repayments and interest.Metrokredit no longer issues new loans - Mintos Blog https://blog.mintos.com No description
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canythould43 a posté(e) un nouveau lienWhy has the FCA Refused the Application of Mintos and has the Decision any Consequences? | P2P-Banking https://www.p2p-banking.com No description
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canythould43 a posté(e) un nouveau lienMintos stops accepting investments from UK residents and citizens https://p2pfrank.com No description
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canythould43 a posté(e) un nouveau lienOnline Lending Market 2019: Top Key Players Are Zopa, Daric, Pave, Mintos, Lendix, RateSetter, Canstar, Faircent, Upstart, Funding Circle, Prosper, CircleBack Lending, Peerform And Lending Club. - ope https://www.openpr.com Press release - Research Reports World - Online Lending Market 2019: Top Key Players Are Zopa, Daric, Pave, Mintos, Lendix, RateSetter, Canstar, Fairc ...
Mintos reports a profit for 2022
Mintos' total comprehensive income in 2022 amounted to EUR 188 thousand, up from a loss of EUR 2.501 million in 2021. Income was largely the result of stable net commission income.