Crowdfunding and crowdlending are two different methods of raising money from a large number of people. In crowdfunding, individuals or organizations seek small contributions from a large number of people, typically via the internet, to fund a specific project or venture.
Crowdlending, on the other hand, involves individuals or organizations borrowing money from a large number of people, often through an online platform, and paying them back with interest.
Real estate investments should be at the top of the priorities when it comes to investing money. Real estate is one of the safest ways to invest money, and it helps fight inflation. Real estate can also provide passive monthly income by investing in rental properties.
In addition, the risks associated with real estate are quite small compared to equities or bonds. However, this business niche also has its cons. the main disadvantage is that investing in real estate requires big capital.
With the bull market beginning to show signs of fatigue and markets starting to discount the risk of a slowdown across major economies in 2019, here we'll explain what that means for peer-to-peer (P2P) markets and how lenders can position themselves to hedge.
Typically, periods of equity sell-off and market volatility tend to see a flight to safety in bonds and more traditional vanilla products. This time though, after more than two years of steadily rising interest rates, we believe that 2019 could mark the peak in US treasury yields for the current business cycle meaning that the road ahead is likely to be bumpy.