Bondster Review: Peer to Peer Lending

Bondster’s most significant strategic partner is ACEMA, a loan originator from the Czech Republic. ACEMA is an established lender that also listed its loans on Mintos in the past.

Bondster presents a new fully liquid investment product. Maximum liquidity and an attractive interest of 3.9% p.a. Both new and current clients can now invest in the product called the Profitable Reserve, which yields the highest possible interest in terms of liquidity and risk ratio.

On Bondster retail and company lenders can invest money, if they have got a banking account withing the European Union (plus Norway and Switzerland). CZK (Czech Krona) and Euro are available for investments at the moment.

Bondster is fully owned by the Czech investment company CEP Invest Private Equity. Bondster attracts investors from the whole EU. But you also have loans in CZK currency appealing to local investors in the Czech Republic.

The biggest advantage is definitely high returns on loans. Moreover, these loans are either secured (by real estate or movables) or offered with a Buyback Guarantee (in case the debtor does not repay the loan, the provider has to buy it back from the investor) which eliminates the risk for investors.

Investors can also see the repayment history of the debtor to whom the loan had been provided and they can also see the basic information about the debtor.

Bondster is one of the fastest growing fintech companies in the field of P2P (Peer-to-Peer) loan marketplaces in Europe and the very first online investment platform of its kind in the Czech Republic.