Debitum Network Review: Peer to Peer Lending
Debitum Network is a lending ecosystem that connects small businesses, investors and service providers - risk assessors, insurers, debt collectors. The platform is decentralized as information and services are provided by independent and professional 3rd parties.
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canythould43 posted a new discussion Debitum lowers minimum investment thresholdEuropean peer-to-peer lending platform Debitum has lowered its minimum investment threshold, as part of a suite of changes this month. ... -
canythould43 posted a new discussion Debitum loan originator launches asset-backed securitiesDebitum-affiliated loan originator, Sandbox Funding, has launched its first asset-backed securities (ABS) offering loans to energy sector companies ...
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Starting from 7th of February new Loan Originator – company Flexidea Polska – is available to Debitum investors.
Currently two Flexidea Polska ABS programs with 3-and 6-month periods and great interest rates – 11% and 11.25% p.a. – are available on Debitum. -
canythould43 added a new photo in the group album Debitum Network Review: Peer to Peer Lending's Photos
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canythould43 added a new photo in the group album Debitum Network Review: Peer to Peer Lending's Photos
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All financial instruments (Asset-Backed Securities) on Debitum platform has a buyback obligation from loan originator.
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canythould43 added a new photo in the group album Debitum Network Review: Peer to Peer Lending's Photos
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canythould43 posted a new linkDebitum obtains an investment firm license from FCMCDebitum obtains an investment firm license from FCMC - Debitum Network https://blog.debitum.network No description
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canythould43 posted a new linkDebitum Network Joins Revolution in Alternative Finance for Small Businesses https://www.busiweek.com Debitum Network is a global ecosystem that connects small businesses to international investors and sets new standards for alternative
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canythould43 added a new photoInvestors could invest in the assets from 8 industries in January. Debitum Network expects to increase the number to 15 with the onboarding of new loan originators.
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canythould43 added a new photoIn January, a sum of 1,237,175 Euros was invested in Debitum Network. This is the third time in a row that more than 1 million Euros have been invested in a month. In terms of the amount invested.
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canythould43 added a new photoFor the sixth month in a row, Debitum Network platform originated loans worth more than a million Euros. At the end of January, 1,147,538 million worth of Euros were achieved on the platform.
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canythould43 added a new photoThe growth of the deposit in January was like the previous months. In January 275,618 Euros were deposited by users. Hence, the total deposits rose from 1,960,009 Euros in December to 2,235,627 Euros.
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canythould43 added a new photoAt the end of January 4311 users have registered and activated their accounts compared to 4071 in the previous month.
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Debitum Network joins forces with Cardec Factoring. Debitum Network is happy to announce that today they have formed a new partnership with a loan originator from the Netherlands – “Cardec Factoring”. This is great news for Debitum Network’s investors as they will be getting new assets to invest in with attractive interest rates and a buyback guarantee.
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canythould43 posted a new discussion Already invested in Debitum Network?Already invested in Debitum Network? If so, share your impressions below. Are you happy with Debitum Network? Have you encountered an issue that ot ...
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canythould43 added a new videoWhat is Debitum Network? Borderless small business financing. Earn secured 8-12% on wide variety of business loans. Sign up & Invest today! https://debitum.network
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Some operations in Debitum have a Buyback Guarantee, and some do not. Transactions with Buyback generally have a lower gross return than transactions without Buyback, so it is something to take into account when opting exclusively for loans with Buyback.
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At the moment Debitum Network does NOT have a secondary market, but since the vast majority of its operations are planned in the short term, it is not a priority functionality either. The liquidity of our capital will be acceptable due to the rapid maturity of most loans.
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canythould43 added a new photoSince December 2018, Debitum Network has a very easy to configure Autoinvert, similar to other European crowdlending platforms.
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We can manually invest in any of the operations from 10 euros per loan or choose one of the 3 strategies that appear at the top of the screen (CONSERVATIVE, MODERATE or AGGRESSIVE) that will distribute the available capital among all the operations that meet the predefined criteria.
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canythould43 added a new photoDebitum Network is a marketplace of loans in the fund very similar to other platforms such as Mintos, Grupeer, Viainvest, etc. In the ASSET LIST tab we will see a list of operations to invest (mainly crowdfactoring and loans to P2B companies).
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canythould43 added a new photoDebitum Network acts as a marketplace for factoring and P2B loans for credit institutions such as Debifo, Monify or Credital , originators from Lithuania and Latvia that we have seen in some other marketplaces such as Mintos.
The main attraction and differentiation of its proposal is its specialization in short-term assets and its commitment to safer investment options such as invoices. -
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The loans on Debitum Network platform are secured by a buyback guarantee. As of today, there were 2.5% bad loans on Debitum Network. And that did not affect returns for investors, as all the bad loans were bought back.
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At any given time there are about 30 assets to invest.
Annual interest rates are within the range of 10-15%.
Industries that dominate are: Logistics, Manufacturing, Wholesale and Services.
Maturity terms from a few weeks to half a year.
Guarantee. Typically: invoices, personal (from owners), company (another company issues a guarantee).
Loan amounts vary from 4000 to 50 000 Euros.
Amounts for investment are flexible (10 Eur is the minimum).
Portfolio types: conservative, moderate, aggressive -
Each asset has a guarantee and you can get a description about it when you press "View" and then "Borrower and under Asset details". You will find what kind of guarantee is offered.
Regarding investing in Euros. If you invest Euros, you earn interest in Euros. And you do not have to buy DEB tokens in order to invest in Euros. -
canythould43 added a new photoDebitum Network strives to function as a platform that offers financing for small businesses without borders, and is set to use a powerful and dynamic tool, like a block system, to ensure security and distribution of investments in the SME environment.
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canythould43 posted a new linkEyes on Lithuania after it strikes as solid gateway to Europe’s single market for global blockchain industry Irish Tech News https://irishtechnews.ie No description
