Anyone who first hears about peer to peer lending and its amazing high-netting return potential is incredulous about all of its claims…I was…you were….everyone was! It just sounds like a scam.

After the initial skepticism was overcome (through research and a bit of trial and error) You got hooked but still found it hard to explain to others how it all works. How and why peer-to-peer lending platforms are capable of generating annual return rates between 8% and 10%….those numbers just sound too crazy to be true….

Twino and Mintos had recently become a regulated investment firm, meaning you won't invest anymore in assignment agreements or claim rights but in asset-backed securities.

The license will allow P2P Lending platforms to transform its current business model of allowing investors to purchase claim rights in the form of assignment agreements into asset-backed securities. thus making P2P Lending investments as common as investments in shares, real estate, or any other traditional asset class.

The UK is renowned for its robust economic muscle. However, this has not been the case all through. A barrage of disappointing financial reports proved one of the most recent UK Recession in 2008-2009. This economic recession in the UK affected many areas including banking and investment firms.

A lending investment is an investment in which an individual or organization loans money to another individual or organization with the expectation of receiving interest and the principal back at a later date. Lending investments can take a variety of forms, including loans to businesses, mortgages for real estate purchases, and personal loans to individuals.

Lending investments can be made through a variety of channels, including banks, credit unions, peer-to-peer lending platforms, and investment firms. Lending investments can offer a relatively stable and predictable source of fixed income, as the borrower is typically required to make regular interest payments on the loan. However, there is also some risk involved in direct lending investments, as there is a possibility that the borrower will default on the loan, leading to a loss of the principal investment.

Peer-to-peer (P2P) lending is a type of financial transaction in which individuals lend and borrow money without going through a traditional financial institution such as a bank.

Instead, P2P lending platforms match borrowers and lenders directly, using online tools to facilitate the process.

Peer-to-peer (P2P) lending is a type of financial transaction in which individuals lend and borrow money without the use of a traditional financial institution as an intermediary. P2P lending apps facilitate these transactions by connecting borrowers and lenders through an online platform.

Borrowers can use P2P lending apps to apply for loans and lenders can use the app to invest their money in the loans of borrowers. The app typically handles the process of evaluating the creditworthiness of borrowers, setting the terms of the loan, and collecting payments from borrowers.

Peer-to-peer (P2P) lending is a type of financial transaction that occurs directly between individuals or businesses, without the involvement of a traditional financial institution such as a bank. In the P2P lending market, borrowers can apply for loans online and lenders can fund these loans through a P2P lending platform. The platform acts as a facilitator, connecting borrowers and lenders and handling the loan process, including credit checks, loan underwriting, and loan servicing.

P2P lending has become an increasingly popular alternative to traditional lending methods, as it allows borrowers to potentially secure loans at lower interest rates and offers lenders the opportunity to earn higher returns on their investments. It can also be a more convenient option for both borrowers and lenders, as the entire process can be done online and without the need for a physical bank branch or other intermediaries.

Yes, it is possible to lose money on peer-to-peer (P2P) platforms. P2P investing involves lending money to individuals or businesses through online platforms, and there is always a risk that the borrower may default on their loan and be unable to repay the money they have borrowed.

This can result in the investor losing some or all of the money they have invested. It is important for investors to carefully research and evaluate the risks and potential rewards of any P2P investment before deciding to invest their money.

Saving or investing is a classic dilemma for European savers. P2P lending offers a new opportunity to invest in alternative assets.

Save or invest: how many times have we asked ourselves this question? According to a recent survey on the savings carried out by BVA, for the first time since the crisis of 2007 the middle class seems to be strengthening again, even if the historical risk aversion of European investors has remained unchanged.

Social lending is a type of borrowing, quite different to the normal personal loans and credit cards offered by financial institutions. Although it does involve a loan, it is not monitored by a traditional financial institution. It sounds like it could be a loan from someone you know and in a sense it is similar to that.

Peer-to-peer lending, sometimes abbreviated to P2P lending, is the practice of lending money between individuals. The act of lending from one individual to another has existed for many years, and often done through informal agreements.

Internet has made peer lending a possibility for almost everyone, but is it a good idea? Here's what you need to know before borrowing or lending.

There are two ways to approach peer lending (P2P): as a borrower or as a lender. But no matter who you are, there are a number of distinct benefits you can take to strengthen your current financial situation and future that will help you Saving money and getting out of debt.

Are you in dire need of urgent capital to embark on a highly promising business endeavor, but all traditional banks and even the leading peer-to-peer lending platforms are not willing to offer you a loan because of your bad credit score?

More and more consumers want to cut out Banks and credit card companies and lend directly to each other. Peer-topeer lending is one form of crowd financing and investment used to finance loans that are repaid with interest.

Peer-to-peer lending, or most-commonly known as P2P lending, is a financing method that matches individuals and businesses who need to borrow money with others who want to invest their money without the need for any financial institution as an intermediary at an agreed fixed interest rate.