Anyone who first hears about peer to peer lending and its amazing high-netting return potential is incredulous about all of its claims…I was…you were….everyone was! It just sounds like a scam.

After the initial skepticism was overcome (through research and a bit of trial and error) You got hooked but still found it hard to explain to others how it all works. How and why peer-to-peer lending platforms are capable of generating annual return rates between 8% and 10%….those numbers just sound too crazy to be true….

Twino and Mintos had recently become a regulated investment firm, meaning you won't invest anymore in assignment agreements or claim rights but in asset-backed securities.

The license will allow P2P Lending platforms to transform its current business model of allowing investors to purchase claim rights in the form of assignment agreements into asset-backed securities. thus making P2P Lending investments as common as investments in shares, real estate, or any other traditional asset class.

The UK is renowned for its robust economic muscle. However, this has not been the case all through. A barrage of disappointing financial reports proved one of the most recent UK Recession in 2008-2009. This economic recession in the UK affected many areas including banking and investment firms.

A lending investment is an investment in which an individual or organization loans money to another individual or organization with the expectation of receiving interest and the principal back at a later date. Lending investments can take a variety of forms, including loans to businesses, mortgages for real estate purchases, and personal loans to individuals.

Lending investments can be made through a variety of channels, including banks, credit unions, peer-to-peer lending platforms, and investment firms. Lending investments can offer a relatively stable and predictable source of fixed income, as the borrower is typically required to make regular interest payments on the loan. However, there is also some risk involved in direct lending investments, as there is a possibility that the borrower will default on the loan, leading to a loss of the principal investment.

Peer-to-peer (P2P) lending is a type of financial transaction in which individuals lend and borrow money without going through a traditional financial institution such as a bank.

Instead, P2P lending platforms match borrowers and lenders directly, using online tools to facilitate the process.

Peer-to-peer (P2P) lending is a type of financial transaction in which individuals lend and borrow money without the use of a traditional financial institution as an intermediary. P2P lending apps facilitate these transactions by connecting borrowers and lenders through an online platform.

Borrowers can use P2P lending apps to apply for loans and lenders can use the app to invest their money in the loans of borrowers. The app typically handles the process of evaluating the creditworthiness of borrowers, setting the terms of the loan, and collecting payments from borrowers.

Peer-to-peer (P2P) lending is a type of financial transaction that occurs directly between individuals or businesses, without the involvement of a traditional financial institution such as a bank. In the P2P lending market, borrowers can apply for loans online and lenders can fund these loans through a P2P lending platform. The platform acts as a facilitator, connecting borrowers and lenders and handling the loan process, including credit checks, loan underwriting, and loan servicing.

P2P lending has become an increasingly popular alternative to traditional lending methods, as it allows borrowers to potentially secure loans at lower interest rates and offers lenders the opportunity to earn higher returns on their investments. It can also be a more convenient option for both borrowers and lenders, as the entire process can be done online and without the need for a physical bank branch or other intermediaries.

Yes, it is possible to lose money on peer-to-peer (P2P) platforms. P2P investing involves lending money to individuals or businesses through online platforms, and there is always a risk that the borrower may default on their loan and be unable to repay the money they have borrowed.

This can result in the investor losing some or all of the money they have invested. It is important for investors to carefully research and evaluate the risks and potential rewards of any P2P investment before deciding to invest their money.

Crowdfunding and crowdlending are two different methods of raising money from a large number of people. In crowdfunding, individuals or organizations seek small contributions from a large number of people, typically via the internet, to fund a specific project or venture.

Crowdlending, on the other hand, involves individuals or organizations borrowing money from a large number of people, often through an online platform, and paying them back with interest.

Making investments in real estate is like having a permanent life insurance policy that you do not pay premiums for.

Everyone has ever dreamed of having high income from work or business, a secure family and money aside. If you look around and look for an investment to help you achieve long-term financial health, investing in P2P loans can be an interesting way for young and middle-aged European investors.

In order to retire early, our intention is to find a high-paying job where we can work hard. Working hard for hours on end can be constraining. Most working individuals feel that they do not own their time because they need to report on the job 8 hours every single day, sometimes even longer.

Peer-to-peer lending, or most-commonly known as P2P lending, is a financing method that matches individuals and businesses who need to borrow money with others who want to invest their money without the need for any financial institution as an intermediary at an agreed fixed interest rate.